Migliaccio & Rathod LLP is investigating whether T. Rowe Price administers its employee wellness program in compliance with the Employee Retirement Income Security Act (“ERISA”), the Americans with Disabilities Act (“ADA”), and other applicable federal laws governing employer wellness programs.
Publicly available 2026 benefits materials indicate that T. Rowe Price offers employees an annual medical premium incentive of approximately $1,200 for completing a biometric screening and health assessment. According to the publicly available materials, employees who do not complete these wellness requirements may lose a substantial annual premium discount.
Because the available incentive is significant, this investigation seeks to determine whether the wellness program complies with federal requirements governing biometric screenings, health-risk assessments, reasonable alternative standards, participant notices, and administration of wellness incentives.
What Employees Report
Employees report:
- Completing biometric screenings and health assessments to qualify for premium discounts.
- Losing approximately $1,200 in annual premium incentives after failing to complete wellness requirements.
- Receiving limited information regarding reasonable alternative standards.
- Being uncertain whether physician accommodations or alternative qualification methods were available.
- Paying substantially higher health insurance premiums because of the wellness program.
- Questions regarding whether premium incentives should have been restored after completing alternative wellness activities.
Why Employees Should Be Concerned
A wellness incentive worth approximately $1,200 annually represents a significant financial benefit for employees and their families. Federal wellness program regulations generally require that employees who cannot satisfy particular wellness requirements be provided meaningful reasonable alternative standards where applicable.
Employees who lose substantial premium discounts because they were unable to complete biometric screenings or health assessments—or who were not adequately informed of available alternatives—may have paid more for health insurance than federal law permits.
This investigation seeks to determine whether T. Rowe Price properly administered its biometric wellness program and whether employees were improperly denied premium incentives or wellness rewards.
Potential Claims May Include
- ERISA Violations
- ADA Wellness Program Violations
- Failure to Provide a Reasonable Alternative Standard
- Improper Administration of Employee Benefits
- Breach of Fiduciary Duty
- Recovery of Improperly Withheld Premium Incentives
- Declaratory and Injunctive Relief
Signs You May Be Affected
You may be affected if:
- You participated in T. Rowe Price’s employee health plan.
- You completed or were asked to complete a biometric screening or health assessment.
- You lost all or part of the annual wellness premium incentive.
- You were not clearly informed about reasonable alternative standards or physician accommodations.
- You continued paying higher premiums despite attempting to participate in the wellness program.
- You still possess payroll records, enrollment materials, wellness communications, or benefits documents.
If you believe you encountered these issues, we would like to hear from you. Please complete the contact form on this page, send us an email at [email protected], or give us a call at (202) 470-3520.