Migliaccio & Rathod LLP is investigating whether Sezzle and similar Buy Now, Pay Later companies mislead consumers about late fees, payment timing, overdraft risks, or the true cost of installment purchases.
What Consumers Report
Consumers report:
- Using Sezzle to split purchases into installments.
- Being charged late fees after missed or failed payments.
- Incurring bank overdraft or insufficient-funds fees.
- Confusion about payment schedules.
- Difficulty pausing, canceling, or resolving payments after returns.
Why Consumers Should Be Concerned
Sezzle products are often marketed as easy, low-cost alternatives to credit cards. If late fees, overdraft risks, or payment obligations are not clearly disclosed, consumers may incur unexpected costs.
Potential claims may include:
- Misleading credit representations
- Unfair fee practices
- Unlicensed lending issues
- Consumer protection violations
Signs You May Be Affected
- You used Sezzle for a purchase.
- You were charged late fees.
- Sezzle payments caused overdraft or bank fees.
- You had trouble stopping payments after a refund or return.
- The true cost of the BNPL plan was not clear.
If you have encountered these issues, we would like to hear from you. Please complete the contact form on this page, send us an email at [email protected], or give us a call at (202) 470-3520.